Facebook
(281) 248-2100
CONNECT WITH US
HOME
ABOUT
Blog
LOAN PROGRAMS
FHA Loan
VA Loan
Down Payment Assistance
LEARNING CENTER
CONTACT
APPLY NOW
Menu
Request a Quote
Loan Type
Down Payment
Terms
Credit Score
Mortgage Insurance
Maximum Loan
Fixed Rate Mortgage
5%
15 or 30 years, fixed
620 minimum
No (if under 80% loan-to-value)
Varies by area
FHA Loan
3.5%
10, 15, 20, 25 or 30 years, fixed and adjustable
640 minimum (unless approved by FHA Choice)
Yes
Varies by area
VA Loans
None
15, 20, 25 or 30 years, fixed and adjustable
620 minimum
No
Varies by area
Jumbo Loans
20%
15 or 30 years, fixed and adjustable
700 minimum
No
$2.5 million
Rural Housing (USDA) Loans
None
30 years, fixed
640 minimum
No (Up-Front Guarantee Fee financed into loan)
Varies by area
FHA Choice Loan
3.5%
30 years, fixed
500 minimum
Yes
Varies by area
FHA 203(k) Loan
3.5%
30 years, fixed
640 minimum
Yes
Varies by area
Adjustable Rate Mortgage (ARM)
Varies
3/1, 5/1, 7/1 or 10/1
Varies
Varies
Varies by area
HARP Loan
None
Multiple years, fixed and adjustable
620 minimum
Yes
$417,000
Down Payment Assistance
None
30 year fixed
620
Yes
Varies by area
Portfolio
Varies 10% and up
30 year fixed and adjustable
Varies 580 and up
Varies
$3 million
Scroll to top