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Loan TypeDown PaymentTermsCredit ScoreMortgage InsuranceMaximum Loan
Fixed Rate Mortgage5%15 or 30 years, fixed620 minimumNo (if under 80% loan-to-value)Varies by area
FHA Loan3.5%10, 15, 20, 25 or 30 years, fixed and adjustable640 minimum (unless approved by FHA Choice)YesVaries by area
VA LoansNone15, 20, 25 or 30 years, fixed and adjustable620 minimumNoVaries by area
Jumbo Loans20%15 or 30 years, fixed and adjustable700 minimumNo$2.5 million
Rural Housing (USDA) LoansNone30 years, fixed640 minimumNo (Up-Front Guarantee Fee financed into loan)Varies by area
FHA Choice Loan3.5%30 years, fixed500 minimumYesVaries by area
FHA 203(k) Loan3.5% 30 years, fixed640 minimumYesVaries by area
Adjustable Rate Mortgage (ARM)Varies3/1, 5/1, 7/1 or 10/1VariesVariesVaries by area
HARP LoanNoneMultiple years, fixed and adjustable620 minimumYes$417,000
Down Payment AssistanceNone30 year fixed 620YesVaries by area
PortfolioVaries 10% and up 30 year fixed and adjustableVaries 580 and upVaries$3 million

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Primary Residential Mortgage
16365 Park Ten Place Drive Suite 110
Houston, TX 77084

NMLS # 1496478

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Phone: (281) 248-2100
Fax: (832) 371-6133
drandolph@primeres.com

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2018 Primary Residential Mortgage, Inc.
PRMI NMLS 3094. Branch NMLS 1496478. PRMI is an Equal Housing Lender. Some products and services may not be available in all states. Credit and collateral are subject to approval. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency. Office of Financial Institutions #771. This office is licensed and examined by the Office of Consumer Credit Commissioner of the State of Texas.
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